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READINESS FOR: CDFI DEBTLoan Readiness
See exactly where you stand on the 5 C's and debt coverage before a lender ever looks at you.
Debt coverage (DSCR)1.25x
Documents complete7 of 7
StatusFunder ready
Fix gaps before you apply
⚡ COMMON WEALTH · POWERED BY BEACON
Three finished funding packages. Zero cold applications.
Search for your official California Secretary of State record. Common Wealth verifies your public filings and automatically drafts the exact loan memos, grant dossiers, and credit summaries community lenders need to see...before they reject you.
⚡ SOS Instant Ingestion — Search your official business name. We pre-fill your public records so you never start from a blank page.
Joined by 1,200+ local founders & 400+ mission lenders.
Verified Match
$50,000 CDFI Loan
Three finished documents ready in seconds, not another to-do list.
Search once and Common Wealth drafts the artifacts funders actually ask for, pre-filled and verified from your official records.
Drafted
Grant Dossier
Your grant narrative written from verified records, with federal compliance checked for you.
Narrative sections5 drafted
SAM.gov / UEICompliant
Industry codeNAICS matched
Ready to export & submit
Tier 2
Credit Summary
A shareable commercial credit snapshot for suppliers and lenders, with no personal credit hit.
Risk categoryLow
Active trade lines3 Net-30
Verified byBeacon
Shareable trade profile
Turn public state records into active funding pipelines
Claiming your verified California entity file unlocks:
6 nearby
Matched CDFI & Mission Loans
Connect directly to certified community lenders whose mission, geographic focus, and $25k–$150k capital programs fit your business.
- Top match
- 98% fit
- Within
- 25 miles
- Routing
- Direct to loan officer
Skip the cold applications
$20,000
Federal & Local Grants
Grants matched directly to your NAICS code and entity classification, with pre-drafted narrative dossiers ready for committee review.
- Top award
- $20,000
- Next deadline
- Dec. 12th
- Narrative status
- Dossier drafted
Pre-formatted for submission
Pro
24/7 Automated Guardian & Credit
Stay ahead of changes to your commercial standing, monitor trade lines, and defend your business against silent filing lapses.
Live CreditSafe commercial score & trade line updates
Real-time UCC filing, tax lien, & public record alerts
Secretary of State Statement of Information & tax deadline reminders
24/7 Protection with Common Wealth Pro
Built for Main Street
Real capital unlocked for real community businesses.
$45,000 CDFI Expansion Loan
We were turned away by traditional bank algorithms. Beacon pre-verified our business profile and matched us with a local CDFI lender in under two weeks.
Elena Ramirez
Owner, Panaderia Sol · Sacramento, CA
$25,000 Local Small Business Grant
Skipping the endless grant search portals saved me weeks. The auto-generated narrative dossier was formatted and ready for submission instantly.
Marcus Vance
Founder, Vance Creative Studio · Oakland, CA
Tier 1 Credit Passport Established
Building commercial credit felt impossible without existing vendor lines. Setting up our Net-30 credit profile took less than 5 minutes.
Priya Patel
Co-Founder, EcoGoods Market · Fresno, CA
Start with low-friction intake, in four moves.
Step 1
Verify account with a code
Email a one-time 6-digit code. No passwords, no phone number.
Step 2
Claim your business info
We enrich your legal name, address, D-U-N-S, entity type and NAICS automatically.
Step 3
See your matches
View opportunities for loans, credit and grants and connect with our partners.
Step 4
Generate artifacts
See your instant prepared packages and apply for the capital you need.
Ready to simplify your applications?
Create your profile in under two minutes. Your CDFI partner sees every track in one unified workspace.
Get started free